https://www.truetally.com.au/blog/index.html Bookkeeping, BAS, payroll and small-business finance guidance for Australian businesses, from True Tally Bookkeeping. en-AU Fri, 02 Oct 2026 20:14:59 +1000 https://www.truetally.com.au/blog/ato-ending-credit-card-payments-tax-bas-2026 https://www.truetally.com.au/blog/ato-ending-credit-card-payments-tax-bas-2026 Fri, 02 Oct 2026 09:00:00 +1000 From 1 December 2026 the ATO will no longer accept credit card payments for tax and BAS, a flow-on from the Reserve Bank's card surcharge ban that started 1 October 2026. What it means for your cash flow and how to plan. https://www.truetally.com.au/blog/unleashed-inventory-management-for-xero-small-business https://www.truetally.com.au/blog/unleashed-inventory-management-for-xero-small-business Thu, 01 Oct 2026 09:00:00 +1000 Xero tracks stock only at a basic level. Unleashed adds batch and serial tracking, multiple warehouses, assembly and landed costs, and pushes clean cost-of-goods back to Xero. How it compares to MYOB. https://www.truetally.com.au/blog/turn-website-chats-into-sales-small-business https://www.truetally.com.au/blog/turn-website-chats-into-sales-small-business Thu, 01 Oct 2026 09:00:00 +1000 Most small businesses pay for website traffic then lose it because no one answers the visitor's question. Live chat and a chatbot like Tidio catch those visitors and convert them, the cheapest way to lift return on ad spend. https://www.truetally.com.au/blog/tax-deductions-for-tradies-australia https://www.truetally.com.au/blog/tax-deductions-for-tradies-australia Thu, 01 Oct 2026 09:00:00 +1000 A factual checklist of what Australian tradies commonly claim: tools and equipment, vehicle and travel, protective gear, licensing, training, phone and home office. General information, confirm your specifics with your registered tax agent. https://www.truetally.com.au/blog/tpar-taxable-payments-annual-report-australia https://www.truetally.com.au/blog/tpar-taxable-payments-annual-report-australia Thu, 01 Oct 2026 09:00:00 +1000 Which Australian businesses must lodge a TPAR, what has to be reported, the 28 August due date, and how trades and other affected industries stay compliant. A factual bookkeeper's guide. https://www.truetally.com.au/blog/small-business-spotlight-apex-tuition-cash-flow https://www.truetally.com.au/blog/small-business-spotlight-apex-tuition-cash-flow Thu, 01 Oct 2026 09:00:00 +1000 Our first Small Business Spotlight: Max, founder of Apex Tuition, on fixing the cash collection problem that was writing off around 5% of revenue, and the system that got it under 0.5%. https://www.truetally.com.au/blog/payroll-tax-on-contractor-gps-medical-practices-australia https://www.truetally.com.au/blog/payroll-tax-on-contractor-gps-medical-practices-australia Thu, 01 Oct 2026 09:00:00 +1000 State revenue offices are treating service-fee payments to contractor doctors as wages for payroll tax. What changed, how practices got caught, and the practical steps to get your books and arrangements clear. https://www.truetally.com.au/blog/best-job-management-software-for-australian-trades https://www.truetally.com.au/blog/best-job-management-software-for-australian-trades Thu, 01 Oct 2026 09:00:00 +1000 Tradify, ServiceM8, Simpro and Jobber compared for Australian trades businesses, from a bookkeeper who reconciles them in Xero every week. Which keeps your books cleanest. https://www.truetally.com.au/blog/credit-card-surcharge-ban-2026-how-to-reprice https://www.truetally.com.au/blog/credit-card-surcharge-ban-2026-how-to-reprice Mon, 28 Sep 2026 09:00:00 +1000 From 1 October 2026 you can no longer surcharge card payments in Australia. What actually changes, how to work out your real card cost, and how to fold it into your menu and prices without eroding margin. https://www.truetally.com.au/blog/payroll-services https://www.truetally.com.au/blog/payroll-services Sat, 12 Sep 2026 09:00:00 +1000 What payroll services actually include, how they're priced, and what to check before you outsource. A plain-English guide for Australian small business owners. https://www.truetally.com.au/blog/bookkeeping-for-occupational-therapists-footscray https://www.truetally.com.au/blog/bookkeeping-for-occupational-therapists-footscray Sat, 12 Sep 2026 09:00:00 +1000 Specialist bookkeeping for occupational therapy practices in Footscray. NDIS billing, HICAPS reconciliation, payroll and Xero setup for allied health. https://www.truetally.com.au/blog/catch-up-bookkeeping-late-bas-lodgement-geelong https://www.truetally.com.au/blog/catch-up-bookkeeping-late-bas-lodgement-geelong Tue, 08 Sep 2026 09:00:00 +1000 What actually happens when a BAS is lodged late, how to request a penalty remission, and the documents catch-up bookkeeping needs, bank statements, PayPal and Stripe access, and your reasoning behind key expenses. https://www.truetally.com.au/blog/payroll-tax-victoria-melbourne-business https://www.truetally.com.au/blog/payroll-tax-victoria-melbourne-business Wed, 02 Sep 2026 09:00:00 +1000 A practical guide for Australian business owners working out whether they're approaching the Victorian payroll tax threshold, and what to do about it. https://www.truetally.com.au/blog/grants-for-small-business-victoria-melbourne https://www.truetally.com.au/blog/grants-for-small-business-victoria-melbourne Tue, 01 Sep 2026 09:00:00 +1000 Where Australian small businesses find current Victorian and federal grant opportunities, and the financial records needed to apply and acquit them. https://www.truetally.com.au/blog/getting-started-with-a-bookkeeper-melbourne https://www.truetally.com.au/blog/getting-started-with-a-bookkeeper-melbourne Tue, 01 Sep 2026 09:00:00 +1000 What actually happens in the first few weeks after hiring a bookkeeper in Australia, from software access and catch-up reconciliation to your first BAS cycle. https://www.truetally.com.au/blog/rippling-vs-deel-global-payroll-compared https://www.truetally.com.au/blog/rippling-vs-deel-global-payroll-compared Sun, 30 Aug 2026 09:00:00 +1000 Comparing Rippling and Deel for Australian small businesses hiring international team members, what each actually does, how they differ, and how it connects to your books. https://www.truetally.com.au/blog/printify-print-on-demand-margin-tracking-xero https://www.truetally.com.au/blog/printify-print-on-demand-margin-tracking-xero Sat, 22 Aug 2026 09:00:00 +1000 How bookkeepers actually reconcile Printify costs into Xero, how to track real margin per product rather than guessing, and how Printify compares to Printful and Gooten. https://www.truetally.com.au/blog/best-crm-for-small-business-close-crm-compared https://www.truetally.com.au/blog/best-crm-for-small-business-close-crm-compared Sat, 22 Aug 2026 09:00:00 +1000 Comparing the small business CRMs we see clients actually use, HubSpot Free, Pipedrive, Capsule and Close, with a closer look at why Close is our pick for sales-heavy teams. https://www.truetally.com.au/blog/gamma-ai-presentations-client-proposals https://www.truetally.com.au/blog/gamma-ai-presentations-client-proposals Sat, 22 Aug 2026 09:00:00 +1000 How an AI tool like Gamma cuts the hours small business owners spend building proposals, pitch decks and reports, and where that time saving actually shows up in the business. https://www.truetally.com.au/blog/calilio-cloud-phone-system-small-business https://www.truetally.com.au/blog/calilio-cloud-phone-system-small-business Sat, 22 Aug 2026 09:00:00 +1000 Why a cloud phone system like Calilio usually costs less than traditional PBX hardware, and how AI call transcripts and reporting help small businesses stay on top of client calls. https://www.truetally.com.au/blog/notify-me-back-in-stock-alerts-recovering-lost-sales https://www.truetally.com.au/blog/notify-me-back-in-stock-alerts-recovering-lost-sales Sat, 22 Aug 2026 09:00:00 +1000 How back-in-stock and preorder alerts recover sales lost to stockouts, and how the demand data they generate can improve reordering and cash flow decisions. https://www.truetally.com.au/blog/bookkeeper-barwon-heads https://www.truetally.com.au/blog/bookkeeper-barwon-heads Wed, 19 Aug 2026 09:00:00 +1000 Bookkeeping for Barwon Heads' tourism and seasonal trades businesses, BAS lodgement, Xero setup and payroll from a registered BAS agent. https://www.truetally.com.au/blog/katana-inventory-addition-manufacturing-ecommerce https://www.truetally.com.au/blog/katana-inventory-addition-manufacturing-ecommerce Tue, 18 Aug 2026 09:00:00 +1000 What real inventory management adds once spreadsheets stop working: real-time stock across channels, batch tracking, bills of materials, reorder alerts, and how Katana MRP handles it. https://www.truetally.com.au/blog/small-business-bookkeeper https://www.truetally.com.au/blog/small-business-bookkeeper Sun, 16 Aug 2026 09:00:00 +1000 What a small business bookkeeper actually does day to day, how it differs from an accountant, and how to tell if the one you're considering is right for your business. https://www.truetally.com.au/blog/small-company-bookkeeping https://www.truetally.com.au/blog/small-company-bookkeeping Sun, 16 Aug 2026 09:00:00 +1000 What proper bookkeeping looks like for a small Pty Ltd company in Australia: the records the ATO expects, director obligations, and where companies most often slip up. https://www.truetally.com.au/blog/airwallex-cut-international-transaction-fees-ecommerce https://www.truetally.com.au/blog/airwallex-cut-international-transaction-fees-ecommerce Sun, 16 Aug 2026 09:00:00 +1000 How Airwallex helps Melbourne ecommerce businesses cut FX fees on imports and exports, and stop overpaying for international AI and SaaS subscriptions. https://www.truetally.com.au/blog/windsor-ai-marketing-attribution-cut-costs https://www.truetally.com.au/blog/windsor-ai-marketing-attribution-cut-costs Fri, 14 Aug 2026 09:00:00 +1000 How marketing attribution tools like Windsor.ai help small businesses see which channels actually drive revenue, and cut spend on the ones that don't. https://www.truetally.com.au/blog/capsule-crm-streamline-back-end-cut-costs https://www.truetally.com.au/blog/capsule-crm-streamline-back-end-cut-costs Fri, 14 Aug 2026 09:00:00 +1000 How a simple CRM like Capsule cuts admin time and cost for small businesses by replacing scattered spreadsheets, inboxes and sticky notes with one place leads and clients actually live. https://www.truetally.com.au/blog/katana-mrp-ecommerce-inventory-management https://www.truetally.com.au/blog/katana-mrp-ecommerce-inventory-management Fri, 14 Aug 2026 09:00:00 +1000 Why inventory is where most ecommerce businesses lose money without noticing, how tools like Katana MRP fix it, and what to check before your books and stock levels stop matching. https://www.truetally.com.au/blog/alidrop-dropshipping-pros-cons https://www.truetally.com.au/blog/alidrop-dropshipping-pros-cons Fri, 14 Aug 2026 09:00:00 +1000 An honest look at AliExpress dropshipping tools like AliDrop for Australian sellers: what genuinely works, what to watch for on shipping and margins, and the bookkeeping it demands. https://www.truetally.com.au/blog/what-to-expect-first-90-days-bookkeeper-melbourne https://www.truetally.com.au/blog/what-to-expect-first-90-days-bookkeeper-melbourne Tue, 11 Aug 2026 09:00:00 +1000 A month-by-month guide to your first 90 days with an Australian bookkeeper: what we set up, what we need from you, the receipt-capture tools we put in place, and the calm monthly rhythm you can expect. https://www.truetally.com.au/blog/how-to-pay-less-tax-legally-australia https://www.truetally.com.au/blog/how-to-pay-less-tax-legally-australia Tue, 11 Aug 2026 09:00:00 +1000 How to pay less tax legally in Australia: deductions, superannuation contributions, timing of income and expenses, business structure, and the instant asset write-off, kept firmly within ATO rules. https://www.truetally.com.au/blog/second-job-tax-australia https://www.truetally.com.au/blog/second-job-tax-australia Tue, 11 Aug 2026 09:00:00 +1000 Do you pay more tax on a second job in Australia? How the tax-free threshold and PAYG withholding work across two employers, marginal tax rates explained, and the Medicare levy. https://www.truetally.com.au/blog/bank-statements-as-receipts-tax-australia https://www.truetally.com.au/blog/bank-statements-as-receipts-tax-australia Tue, 11 Aug 2026 09:00:00 +1000 Whether you can use bank statements as receipts for tax in Australia, the ATO's substantiation rules, the $300 rule, GST tax invoice requirements, and record-keeping that actually holds up. https://www.truetally.com.au/blog/ecommerce-gst-low-value-imports-melbourne https://www.truetally.com.au/blog/ecommerce-gst-low-value-imports-melbourne Sat, 01 Aug 2026 09:00:00 +1000 GST on goods under $1,000, the $75,000 registration threshold, and reporting overseas supplier purchases. Here's how Australia ecommerce businesses should handle GST on imports. https://www.truetally.com.au/blog/ecommerce-bookkeeping-inventory-cogs-melbourne https://www.truetally.com.au/blog/ecommerce-bookkeeping-inventory-cogs-melbourne Sat, 01 Aug 2026 09:00:00 +1000 Landed cost, cost of goods sold, Shopify/Amazon settlement reconciliation and multi-channel stock tracking. Here's how Australia ecommerce bookkeeping should actually work. https://www.truetally.com.au/blog/veterinary-clinic-bookkeeping-inventory-payroll-melbourne https://www.truetally.com.au/blog/veterinary-clinic-bookkeeping-inventory-payroll-melbourne Sat, 01 Aug 2026 09:00:00 +1000 Drug and consumable inventory, after-hours vet payroll, and GST on taxable animal health services. Here's how Australia veterinary clinic bookkeeping should actually work. https://www.truetally.com.au/blog/psychologist-bookkeeping-medicare-rebates-melbourne https://www.truetally.com.au/blog/psychologist-bookkeeping-medicare-rebates-melbourne Sat, 01 Aug 2026 09:00:00 +1000 Medicare Better Access rebates, GST-free counselling income and group practice splits. Here's how Australia psychology practice bookkeeping should actually work. https://www.truetally.com.au/blog/podiatrist-bookkeeping-gst-bas-melbourne https://www.truetally.com.au/blog/podiatrist-bookkeeping-gst-bas-melbourne Sat, 01 Aug 2026 09:00:00 +1000 Podiatry treatment income, custom orthotics, CDM Medicare rebates and HICAPS claims. Here's how Australia podiatry clinic bookkeeping and GST should actually work. https://www.truetally.com.au/blog/physiotherapist-bookkeeping-medicare-hicaps-melbourne https://www.truetally.com.au/blog/physiotherapist-bookkeeping-medicare-hicaps-melbourne Sat, 01 Aug 2026 09:00:00 +1000 Physio clinics juggle GST-free treatment fees, HICAPS health fund rebates and Medicare EPC payments. Here's how Australia physiotherapy bookkeeping should actually work. https://www.truetally.com.au/blog/locksmith-bookkeeping-small-business-melbourne https://www.truetally.com.au/blog/locksmith-bookkeeping-small-business-melbourne Sat, 01 Aug 2026 09:00:00 +1000 After-hours callout pricing, vehicle and stock tracking, and insurance/police job invoicing. Here's how Australia locksmith business bookkeeping should actually work. https://www.truetally.com.au/blog/chiropractor-bookkeeping-tax-deductions-melbourne https://www.truetally.com.au/blog/chiropractor-bookkeeping-tax-deductions-melbourne Sat, 01 Aug 2026 09:00:00 +1000 Chiropractic treatment income, retail supplement sales, HICAPS claims and equipment deductions. Here's how Australia chiropractic clinic bookkeeping should actually work. https://www.truetally.com.au/blog/what-is-payday-super https://www.truetally.com.au/blog/what-is-payday-super Sun, 26 Jul 2026 09:00:00 +1000 Payday Super explained: what it is, when it starts (1 July 2026), how paying super every pay run changes payroll and cash flow, the penalties, and how to get ready. ATO-referenced. https://www.truetally.com.au/blog/how-to-read-your-business-margin-report https://www.truetally.com.au/blog/how-to-read-your-business-margin-report Sun, 26 Jul 2026 09:00:00 +1000 How to read a business margin report in plain English: key sections, gross vs net margin, spotting a declining margin, finding your most profitable work, and beating industry benchmarks. https://www.truetally.com.au/blog/how-to-pay-yourself-as-a-sole-trader https://www.truetally.com.au/blog/how-to-pay-yourself-as-a-sole-trader Sun, 26 Jul 2026 09:00:00 +1000 How to pay yourself as a sole trader in Australia: drawings vs wages, how you're taxed on profit, super, and how much to set aside for tax. ATO-referenced, plain-English guide. https://www.truetally.com.au/blog/bookkeeping-services-for-small-business https://www.truetally.com.au/blog/bookkeeping-services-for-small-business Sun, 26 Jul 2026 09:00:00 +1000 The complete guide to bookkeeping services for small business: what's included, basic vs full-service, how they're priced, what to look for in a provider, and online delivery across Victoria. https://www.truetally.com.au/blog/bookkeeping-help-for-small-business https://www.truetally.com.au/blog/bookkeeping-help-for-small-business Sun, 26 Jul 2026 09:00:00 +1000 Bookkeeping help for small business, explained: what it includes, the signs you need it, DIY vs professional, what it costs, and how a Geelong Registered BAS service provider helps across Victoria. https://www.truetally.com.au/blog/australian-tax-brackets-rates https://www.truetally.com.au/blog/australian-tax-brackets-rates Sun, 26 Jul 2026 09:00:00 +1000 The Australian tax brackets and rates for 2026-27, explained simply: the tax-free threshold, how marginal tax rates work, the Medicare levy, and what sole traders pay. Current resident income tax rates. https://www.truetally.com.au/blog/paediatrician-bookkeeping-tax-geelong https://www.truetally.com.au/blog/paediatrician-bookkeeping-tax-geelong Thu, 23 Jul 2026 09:00:00 +1000 How paediatricians should manage Medicare bulk billing reconciliation in Xero, GST on specialist medical income, allowable deductions including AHPRA and CPD, and the personal services income rules for specialist medical practices in Victoria. https://www.truetally.com.au/blog/gynaecologist-specialist-bookkeeping-geelong https://www.truetally.com.au/blog/gynaecologist-specialist-bookkeeping-geelong Thu, 23 Jul 2026 09:00:00 +1000 Bookkeeping for gynaecology and obstetrics practices: theatre fee reconciliation, obstetric package deferred income, GST on medicolegal reports, equipment depreciation, and PSI rules for specialist medical practices in Victoria.